DIY: Change your gender for cheaper car insurance in Alberta

#1
... or to pay more, depending.

https://edmontonjournal.com/news/canada/...cd9c90f2f9

EXCERPT: An Alberta man has legally changed his gender purely to benefit from the lower car insurance rates offered to women. “I didn’t feel like getting screwed over any more,” the man, identified only as “David,” told CBC this week.

For more than three years, Alberta has been among several provinces in which residents can legally change the sex on their birth certificates without providing evidence of genital surgery. Under a 2015 reform brought in by Alberta’s Progressive Conservatives, to change the gender on a birth certificate applicants need only provide a note from an accredited physician or psychologist indicating that they identify as a different sex.

“It was pretty simple. I just basically asked for it and told (the doctor) that I identify as a woman, or I’d like to identify as a woman, and he wrote me the letter I wanted,” David told CBC. Once a birth certificate is amended, it’s then a simple process to have the change applied to an Alberta driver’s licence.

David noted in a post to Reddit last April that he would have paid $4,517 if he had insured his car as a man, but the cost dropped to $3,423 once he became a woman. “I am now a woman … I now pay $1,100 less for auto insurance. I won. The end,” he wrote.

MORE: https://edmontonjournal.com/news/canada/...cd9c90f2f9
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#2
Sounds like a job for a Sunday afternoon in the garage. Scissors, rubber glove and a staple gun - the job could probably be completed in under two hours.
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#3
(Jul 31, 2018 03:00 AM)C C Wrote: ... or to pay more, depending.

https://edmontonjournal.com/news/canada/...cd9c90f2f9

EXCERPT: An Alberta man has legally changed his gender purely to benefit from the lower car insurance rates offered to women. “I didn’t feel like getting screwed over any more,” the man, identified only as “David,” told CBC this week.

For more than three years, Alberta has been among several provinces in which residents can legally change the sex on their birth certificates without providing evidence of genital surgery. Under a 2015 reform brought in by Alberta’s Progressive Conservatives, to change the gender on a birth certificate applicants need only provide a note from an accredited physician or psychologist indicating that they identify as a different sex.

“It was pretty simple. I just basically asked for it and told (the doctor) that I identify as a woman, or I’d like to identify as a woman, and he wrote me the letter I wanted,” David told CBC. Once a birth certificate is amended, it’s then a simple process to have the change applied to an Alberta driver’s licence.

David noted in a post to Reddit last April that he would have paid $4,517 if he had insured his car as a man, but the cost dropped to $3,423 once he became a woman. “I am now a woman … I now pay $1,100 less for auto insurance. I won. The end,” he wrote.

MORE: https://edmontonjournal.com/news/canada/...cd9c90f2f9

women drive 75% less on long dangerous trips where entire familys get killed in the car while the male is driving.
the real stats are skewed as an advertising ploy to pander to women to get the second family car insured with a different company then brand switch.
its all psychological manipualtion.
women have a slightly higher rate of fender benders than men by a small margin. probably correleates to the higher number of trips they have to school and shopping etc for the kids and family.
but then the big long trips where the mass carnage happens. almost always the driver is the male.

if you remove the gender of family trip drive serious accidents it would be interesting to see the stats come back.
more soo with the gender discrimination of men driving to and from social events being drunk.(teen dating and drink driving culture gender norms)
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#4
(Aug 22, 2018 09:52 PM)confused2 Wrote: Sounds like a job for a Sunday afternoon in the garage. Scissors, rubber glove and a staple gun - the job could probably be completed in under two hours.


Yep, maybe a part-time home business in the making. Garage becomes a grunge parlor for duct-tape, Red Green type post-ops once the empty nest phase arrives. After the garage band has long since moved on to an animal-house fraternity.

~
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#5
Ah, The Red Green Show. Keep your stick on the ice.
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